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Alipay · Free step-by-step guide

Payment failed

Avoid duplicate charges. Follow these steps in the official app using our annotated screenshots or illustrated checklists.

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What to do, step by step

  1. First, check transaction status

    Before trying again, look in Alipay transaction history. A payment may still be processing even if the screen disappeared.

  2. Read the payment error

    Check for any message about card authentication, payment limits, bank decline or merchant acceptance.

  3. Check card, merchant and amount

    Verify the right card is selected and the store accepts your payment method. Overseas-linked cards may have restrictions for some transactions.

  4. Get official help or switch payment

    Use Alipay’s in-app Help or your issuing bank’s official support. If payment still fails, ask about an alternative accepted card or RMB cash.

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Before you begin

Apps, menus, payment eligibility, route availability and local transit rules can change. These are educational examples, not real-time transaction or timetable information. Confirm the latest instructions within the official app.

If your bank card or payment fails, contact your bank or the official app support. Avoid sharing sensitive information with any third-party guide.